Fator Money (“we”, “us” or “our”) operates the Website https://fatormoney.com (the “Website”). Fator Money Privacy Policy ( https://fatormoney.com/ ) Last updated: 17 October 2023.

Welcome to Fator Money ( https://fatormoney.com/ ). We value the privacy of our site visitors and understand the importance of protecting your personal data. This privacy policy outlines our commitment to responsible privacy practices and to protecting all personal information we collect.

The [fatormoney.com] website ( https://fatormoney.com/ ) is owned by Alphazen Technologies Limited Group, registered under number: 15434638. Address: 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX.

ACCURACY OF THE DATA

On [fatormoney.com] https://fatormoney.com/ , we are committed to ensuring that all information displayed on our site is accurate, current and complete. Our content is regularly reviewed and updated as necessary. However, the ever-changing nature of the Internet means that information can change rapidly or come from various sources, some of which are outside of our direct control, including third-party content.

While we strive to ensure the accuracy of the information, we cannot guarantee that the content of our site is completely free from errors, omissions or out-of-date information. We accept no liability for any loss or damage arising from reliance on any information provided on our site. Additionally, while we do not require any monetary value for shares, we are committed to ensuring that third-party content is duly validated and free of copyright infringement. Our team of curators verifies and ensures that the contents included on the site fatormoney.com are genuinely accurate and reliable.

UPDATES AND CHANGES

We are committed to continually improving user experience and therefore update our site regularly. This may involve data corrections, removal of outdated information, or the introduction of new features. We reserve the right to make such changes at any time, without notice.

COMMUNICATION

We value feedback from our users and are committed to providing exceptional service. If you encounter information that you believe is inaccurate, out of date, or have objections to the content posted, we encourage you to contact us directly. To do so, send an email to networknewsinc@gmail.com. We will attempt to investigate and address your concerns promptly.

CHANGES TO TERMS OF USE AND PRIVACY POLICY

These Terms of Use and the Privacy Policy may be revised and updated from time to time. Any changes will take effect immediately upon posting of the revised policy on our site. Your continued use of our site after any changes indicates your acceptance of those changes. We recommend that you review this page regularly for any updates.

REQUEST INFORMATION

If you have any questions or concerns about these Terms of Use and the Privacy Policy, or if you require further information, please contact us at networknewsinc@gmail.com.

For further details on the Terms and Privacy Policy, you can refer to: https://fatormoney.com/privacy-policy

INFORMATION WE COLLECT

On fatormoney.com , we do not collect personal or sensitive information such as home address, ID, bank details, credit card or passport numbers. We only collect data useful for advertising and personalized advertising. The data we collect are navigation cookies and advertising data. If you think you should report something that happened to us, please email us.

  • Location data: We use general location information (such as IP) to provide content relevant to your geographic area.
  • Cookies and navigation data: We use cookies and collect navigation data to offer a tailored experience, analyze site traffic and understand user behavior. This information helps us improve our services and the effectiveness of our content. Information on navigation data, more precisely on cookies, is only relevant for more precise advertising; we do not sell your data. If you have interacted with our form or newsletter, you may have provided your name, phone number and email, and this data is used only for targeted advertising. We also provide our contact details for opt-out and also provide additional terms of use, privacy and cookies. We emphasize that we do not ask for any financial value or money and do not ask for identification or passport or other information.

At Fator Money ( https://fatormoney.com ), we are deeply committed to following the guidelines established by Google, particularly those required for displaying ads on our platform. We understand the importance of maintaining a safe and trustworthy environment for our users, which is why we strictly comply with Google’s policies, ensuring our advertising is transparent, direct and relevant to you.

We do not request detailed personal information; we collect only the essential data necessary to improve your experience by providing advertising that is more accurate and relevant to your preferences and interests.

We recognize the importance of choice and control over your personal information. This is why we have dedicated sections on our site where you can accept and delete cookies, used to improve your experience on our platform. Additionally, we provide options to contact us to request additional information, delete data, or express any concerns you may have.

We are always available to assist you and ensure the integrity of the information and data shared on fatormoney.com. Your trust is critical to us, and we are willing to take the necessary steps to protect your privacy and give you the peace of mind you deserve.

For further details, we encourage you to visit the following sections on our site:

To manage your cookie preferences and opt-out, visit: https://fatormoney.com/cookie-policy To better understand our privacy policies, please visit: https://fatormoney.com/privacy-policy To review our terms and conditions, please visit: https://fatormoney.com/terms-and-conditions/

USE OF COOKIES

Cookies are small text files placed on your device to help the site provide a better user experience. In general, cookies are used to retain user preferences, store information for shopping carts, and provide anonymized tracking data to third parties such as Google Analytics. As already mentioned, we use cookies to optimize site functionality, improve user experience and ensure that content is relevant to you.

Cookies on our site are not used to collect personally identifiable information. They are set to remain active for a standard period, after which they automatically expire. If you prefer, you can disable cookies by adjusting your browser settings. However, disabling cookies may result in the deactivation of some features and functionality of this site.

ADS

We use cookies and other tracking technologies to display relevant ads. These technologies allow us to present ads based on your previous browsing on fatormoney.com and on other sites you have visited. The data collected for this purpose is strictly non-personal and allows anonymous identification. Our advertising partners, such as Google, may use cookies and similar tracking technologies to help deliver ads based on your interests and previous interactions with the site.

Online behavioral advertising

When you use the Services, we may serve ads based on various factors, such as the content of the page you are visiting, information you provide such as your age or gender, your searches, demographics, user-generated content and other information you provide to us.

Some of the services and advertisements are delivered or served by third-party companies. These companies place or recognize cookies, pixel tags, web beacons or other technologies to collect certain information about users of our Site. For example, when a specific advertisement is served, an advertiser may place or recognize a unique cookie on your browser to collect certain information about your use of the Services. In many cases, this information can be used to show you ads on other websites based on your interests.

We have no access to or control over these third parties’ use of cookies or other tracking technologies or how they may be used.

For example, we use Google to serve ads on services, which use the Google Doubleclick cookie and, in some cases, a unique device identifier, to show you ads based on your visit to our Sites and other sites on the Internet. You can opt-out of the use of the Google Doubleclick cookie by visiting the Google ad and content network privacy policy.

Please note that the opt-out is cookie based and will only affect your computer and the specific browser to which it is applied. If you delete cookies from your browser and want to continue to opt-in to interest-based advertising, you will need to opt-in again.

General commitment:

We are committed to protecting the privacy and security of all of our users’ personal information. We do not solicit, collect or require personally identifiable information from our users during standard use of our site. The information we collect is limited to non-personal and aggregate data, necessary for the proper functioning of the site and for the delivery of relevant advertising, in collaboration with advertising platforms such as Google.

Rights of citizens of the European Union regarding data protection:

The European Union (EU) takes privacy and data protection very seriously, and EU citizens have specific rights regarding their personal data under the General Data Protection Regulation (GDPR). Here are the detailed rights and how you can exercise them:

  • Right of Access: You have the right to know whether your personal data is being processed, and if so, to access that data and obtain information about how it is being processed.
  • Right to Rectification: If you believe that your personal data is incorrect or incomplete, you have the right to request that that data be corrected or completed.
  • Right to be forgotten: In certain circumstances, you have the right to request that your personal data be deleted. This is applicable if the data is no longer necessary for the purposes for which it was collected, if you withdraw your consent or if the data has been processed unlawfully, among other reasons.
  • Right to Restriction of Processing: You have the right to request a restriction of the processing of your personal data in certain situations. This may apply if you contest the accuracy of the data, if the processing is unlawful or if the controller no longer needs the data for the processing, but they are necessary for the assertion, exercise or defense of legal claims. in a legal proceeding.
  • Right to Data Portability: You have the right to receive the personal data that you have provided to a data controller in a structured, commonly used and machine-readable format, and you have the right to transmit that data to another data controller without impediments from the data controller to whom the personal data were provided.
  • Right to Object: You have the right to object to the processing of your personal data in certain circumstances, for example, for direct marketing purposes.
  • Right not to be subject to automated decisions: You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or significantly affects you.

If you wish to exercise any of these rights, or if you have any complaints about how your personal data is processed, you can contact the data protection authority (APD) in your country for assistance. Furthermore, you always have the right to lodge a complaint directly with your DPA if you believe that the processing of your personal data violates the GDPR.

European Union: Privacy Rights in Italy and France

Italy:

In Italy, the protection of personal data is governed by Legislative Decree 196/2003, known as the Code regarding the protection of personal data, and by the General Data Protection Regulation (GDPR) of the European Union, integrated into Italian legislation. These laws establish strict guidelines on the collection, storage, use and sharing of personal data. Fundamental rights of individuals include:

  • Right of Access: Individuals have the right to obtain confirmation that their personal data is being processed and, if so, to access such data and obtain information about its origin, purposes, categories of data processed, recipients of the data and other .
  • Right to Rectification: Individuals have the right to correct inaccurate information and complete incomplete information about them.
  • Right to be forgotten: Also known as the right to be forgotten, this allows individuals to request the deletion of their personal data in certain circumstances.
  • Right to Data Portability: Individuals can request their data in a structured, machine-readable format or request the direct transfer of data to another data controller.
  • Right to Object: Individuals have the right to object to the processing of their personal data in certain circumstances, especially for direct marketing purposes.
  • Data Protection Authority of Italy: The Guarantor for the protection of personal data is the regulatory body responsible for overseeing the application of data protection laws in Italy.

France:

In France, the protection of personal data is regulated by the Data Protection Law of 1978, revised in 2018 to incorporate the European Union’s General Data Protection Regulation (GDPR). The GDPR has significantly increased companies’ obligations regarding the processing of personal data. The rights of individuals in France include:

  • Right of Access: Individuals have the right to know whether their personal data is being processed and, if so, to access that data.
  • Right to Rectification: Anyone can request that inaccurate information about them be corrected.
  • Right to be forgotten: Individuals have the right to request the deletion of their personal data, subject to certain conditions.
  • Right to Object and Withdraw Consent: Individuals can object to the use of their personal data for certain purposes, including direct marketing, and can withdraw consent at any time if the processing is based on consent.
  • Right to Restrict Processing: In certain circumstances, individuals can request that the processing of their personal data be restricted.
  • Right to Data Portability: This allows individuals to receive personal data provided to a data controller in a structured and commonly used format and transmit that data to another data controller.
  • Data Protection Authority of France: The National Commission for Informatics and Liberties (CNIL) is the data protection authority in France and is responsible for monitoring compliance with data protection regulations and can impose sanctions in case of non-compliance.

Both countries highlight the importance of informed consent, security of personal data, and accountability and transparency of entities processing personal data. Organizations should be aware of these rights when operating in Italy or France and ensure that their data processing practices comply with local and European laws.

European Union: Privacy Rights in Spain

In Spain, the protection of personal data is guaranteed by the “Organic Law on the Protection of Personal Data and Guarantee of Digital Rights” (LOPDGDD), which adapts Spanish legislation to the General Data Protection Regulation (GDPR) of the European Union. The LOPDGDD strengthens individuals’ rights, introduces new control and transparency mechanisms in the processing of personal data and establishes severe sanctions for violations.

Residents of Spain have the right to access, correct, delete, object to the processing of their personal data, as well as the right to data portability and to limit processing, as established by the GDPR. Furthermore, the LOPDGDD introduced specific digital rights, such as the right to net neutrality, the right to digital security, the right to digital education and the right to rectification on social networks and equivalent services.

Data Protection Authority of Spain: The body responsible for data protection in Spain is the “Spanish Agency for Data Protection” (AEPD). Any concerns or complaints about the way in which your personal data is handled can be reported to this body.

Contacts:

  • France: The “National Commission for Informatics and Freedoms” (CNIL) can be contacted by telephone at +3315373 2222 or by email at decisions@cnil.fr.
  • Italy: The “Guarantor for the protection of personal data” can be contacted by telephone at +3906696771 or by email at ufficio@gpdp.it.
  • Spain: The “Spanish Agency for Data Protection” (AEPD) can be contacted by telephone at +34913996200. For more information or to file a complaint, you can visit the official AEPD website.

For more information on your rights under the GDPR or for assistance with any of the issues mentioned above, you can contact the European Commission directly via the following:

Please note that fatormoney.com strictly adheres to the GDPR and respects all these rights. We do not collect any further personal information and do not process data from individuals under the age of 13. If you have any concerns or questions about how your data is used, please contact us.

Australia: Privacy Rights and Data Protection

In Australia, privacy and the protection of personal data are primarily governed by the Privacy Act 1988, which includes the Australian Privacy Principles (APP). These principles lay the foundation for privacy practices for Australian businesses and government agencies, ensuring the protection of personal information. The legislation is complemented by several other laws relating to privacy and data security.

Key Aspects of the Privacy Act:

  • Data Collection: Entities covered by the Privacy Act must have fair and transparent data collection practices. The collection of personal information must only occur with consent and for a necessary or legitimate purpose.
  • Use and Disclosure: Use or disclosure of personal information is limited to the purposes for which the information was collected, unless the individual gives consent for other uses or disclosures, or those are required or permitted by law.
  • Data Integrity: Entities must take reasonable steps to ensure that the personal information they collect, use or disclose is accurate, current and complete.
  • Access and Correction: Individuals have the right to access their personal information and request correction if they believe the data is incorrect, outdated, incomplete, irrelevant or misleading.
  • Security Measures: Entities must protect the personal information they hold from loss, unauthorized access, unauthorized use, modification or disclosure, and against other misuse. Additionally, information no longer needed for any purpose must be destroyed or de-identified.
  • Transparency: Organizations must have a clear privacy policy regarding the management of personal information and must make it available to the public.
  • Data Breach Notification Scheme (NDB):

In 2018, the Privacy Amendment (Notifiable Data Breaches) Act 2017 came into force, introducing the NDB scheme. This scheme requires agencies and organizations to notify affected individuals of a data breach that is likely to result in serious harm and to report this breach to the Australian Information Commissioner (OAIC).

If you have any questions or concerns about privacy and data protection in Australia, you can contact the OAIC through its official website or the telephone number provided on the site.

Note: fatormoney.com strictly complies with the Privacy Act and all these provisions. We do not collect additional personal information and do not process data from individuals under the age of 13. If you have any questions or concerns about how your data is used, please contact us.

Data Protection Authority:

The Office of the Australian Information Commissioner (OAIC) is responsible for overseeing privacy and data protection in Australia. The OAIC has the power to investigate privacy complaints, conduct privacy assessments, monitor the NDB scheme and provide guidance on privacy matters.

Contacts:

Australian residents are encouraged to be aware of their privacy rights and take proactive steps to manage their personal information. If you believe your privacy has been violated, you can file a complaint with the OAIC.

User Rights in Latin America and Brazil

User rights in Latin America and Brazil, especially regarding data protection and online privacy, are gaining relevance with the implementation of new laws and regulations. I will detail the most relevant aspects of these legislations, focusing on Brazil, which has implemented the General Data Protection Law (LGPD), and make general references to Latin America.

Brazil – General Data Protection Law (LGPD):

The LGPD (Law No. 13,709) was sanctioned in September 2020 and has many similarities with the European Union’s GDPR. It was created to protect the fundamental rights of liberty and privacy and the free development of the personality of the natural person. Here are some key rights and provisions:

  • Consent: Data collection is only permitted with the explicit consent of the user, who can revoke this consent at any time.
  • Data Access: Users can request a copy of the data a company holds about them.
  • Correction of Data: Users have the right to correct incomplete, inaccurate or outdated data.
  • Deletion of Data: Users can request the deletion of data used for purposes to which they have given consent, at the end of the relationship or when the data is no longer necessary, relevant or excessive.
  • Data Portability: Users can request that their data be transferred to another service or product provider, following the regulator’s standards.
  • Restriction of Data Processing: Users have the right to limit the use of their data, object to it or request human review for decisions based solely on automated processing of personal data affecting their interests.
  • Information: Users have the right to obtain clear and complete information on the collection, use, processing and storage of their data.
  • Withdrawal of Consent: The data owner can withdraw their consent at any time, making future processing of their data illegal.

To ensure compliance and address issues related to the LGPD, the National Data Protection Authority (ANPD) was established, responsible for the supervision, implementation and application of sanctions in the event of non-compliance with the LGPD.

Latin America:

Many countries in Latin America have data protection laws, many of them modeled after the EU’s GDPR. For example, Mexico has the Federal Data Protection Law, Argentina has the Personal Data Protection Law, and Chile has revised its Data Protection Law to align with international standards.

Common rights in Latin America include, but are not limited to, informed consent for data collection, the right to access, correct and delete personal data, and the right to object to data processing.

In Brazil, the ANPD can be contacted for complaints and guidance through its official website. In most Latin American countries, there is a data protection authority or similar government body responsible for such matters. Users should consult the official website of these authorities for specific information on how to file a complaint or exercise their rights.

The protection of personal data is of utmost importance in many Latin American countries, and several nations have established specific laws to safeguard these rights. Here are some of the laws and contacts of the authorities in different Latin American countries:

Brazil:

  • Law: General Data Protection Law (LGPD), Law no. 13,709.
  • Contact: National Data Protection Authority (ANPD).
  • Website: ANPD
  • Email: anpd@anpd.gov.br

Colombia:

  • Law: Law 1581 of 2012 and Decree 1377 of 2013.
  • Contact: Superintendencia de Industria y Comercio (SIC).
  • Website: SIC
  • Email: contactenos@sic.gov.co

Argentina:

  • Law: Personal Data Protection Law, Law no. 25,326.
  • Contact: Agency for Access to Public Information.
  • Website: AAIP
  • Email:datospersonales@aaip.gob.ar

Chile:

  • Law: Law n. 19.628 on the Protection of Private Life.
  • Contact: Transparency Council.
  • Website: Transparency Council
  • Email: transparencia@consejotransparencia.cl

Mexico:

  • Law: Federal Act on the Protection of Privately Held Personal Data (LFPDPPP).
  • Contact: National Institute for Transparency, Access to Information and Protection of Personal Data (INAI).
  • Website: INAI
  • Email: atencion@inai.org.mx

Peru:

  • Law: Law n. 29733, Personal Data Protection Law.
  • Contact: National Authority for the Protection of Personal Data.
  • Website: ANPDP
  • Email: protecciondedatos@minjus.gob.pe

Uruguay:

  • Law: Law n. 18.331, Personal Data Protection Act and Habeas Data Action.
  • Contact: Unidad Reguladora y de Control de Datos Personales (URCDP).
  • Website: URCDP
  • Email: urcdp@urcdp.gub.uy

Puerto Rico (United States Territory):

  • Law: Puerto Rico Personal Data Protection Law.
  • Contact: Puerto Rico Department of Consumer Affairs.
  • Website: DACO
  • Email: info@daco.pr.gov

Jamaica:

  • Law: Personal Data Protection Act, 2020.
  • Contact: Information Commissioner’s Office.
  • Website: OIC
  • Email: info@oic.gov.jm

Trinidad and Tobago:

  • Law: Data Protection Act, 2011.
  • Contact: Ministry of Legal Affairs.
  • Website: Ministry of Legal Affairs
  • Email: info@legalaffairs.gov.tt

Barbados:

Bahamas:

  • Law: Data Protection (Privacy of Personal Information) Act, 2003.
  • Contact: Data Protection Commission.
  • Website: Data Protection Commissioner
  • Email: dataprotection@bahamas.gov.bs

Rights of American Citizens on fatormoney.com:

fatormoney.com (“We”, “our site” or “our service”) recognizes the importance of privacy, security and data protection to our users, especially those located in the United States of America. This document highlights the specific rights that American citizens have regarding the use of their personal data, in accordance with applicable federal and state laws, as well as specific guidelines of states that have privacy laws. We take privacy policies and related guidelines seriously, specifying and detailing throughout this privacy term a session that clarifies the rights of American citizens and California residents.

We have also reserved a page for US privacy ( https://fatormoney.com/privacy-statement-us/ ) and a page for cookie preferences ( https://fatormoney.com/cookie-policy).

Rights of American Residents:

Subject to applicable laws, residents of the United States may have specific rights related to access, correction, deletion, and portability of their personal information. Although we do not collect personally identifiable information, we are committed to ensuring that all users can exercise their privacy rights.

State Specific Guidelines:

In the United States, data privacy laws vary significantly from state to state, and there is no unified federal law regulating data privacy across the country. However, some states have their own data privacy laws, which protect the rights of residents of those states regarding the collection, storage, and use of their personal information:

California: California is often considered a leader in data privacy laws in the United States. The California Consumer Privacy Act (CCPA) gives consumers broad rights over their personal information, including the right to know what personal information is being collected, the right to opt-out of the sale of this information, and the right to request deletion of their personal information.

New York: While New York does not have a comprehensive data privacy law like the CCPA, it has implemented the Children’s Online Privacy Protection Act, which requires operators of websites and online services to obtain parental consent before collecting personal information from children under the age of 13.

Illinois: Illinois has the Biometric Information Privacy Act (BIPA), which regulates the collection and storage of biometric information, including fingerprints, retinal scans, and facial recognition.

Washington: The state of Washington has proposed the Washington Consumer Privacy Act (WCPA), similar to the CCPA but not yet enacted. If passed, the WCPA will provide consumers with rights similar to those under the CCPA regarding their personal data.

Massachusetts: Massachusetts has the Data Security Law, which requires businesses to implement a comprehensive information security program to protect the personal information of Massachusetts residents.

Virginia: The Virginia Consumer Data Protection Act (CDPA) is similar to the CCPA and gives consumers rights to their personal information, including the rights of access, correction, deletion, and portability.

Colorado: The Colorado Consumer Privacy Act (CPA) offers similar protections to the CCPA and CDPA, but includes specific requirements regarding consent for data collection and limitations on how personal data may be used.

Nevada: Nevada’s Online Privacy Law allows consumers to opt out of the sale of their personal information by website operators.

We recognize that some states, such as California (through the California Consumer Privacy Act – CCPA) and others, have specific privacy laws that give their residents additional rights. We are attentive to these guidelines and try to ensure that our service complies with all applicable state laws.

Use of Cookies and Similar Technologies:

We use cookies and related technologies to collect data about your location, device type and browsing behavior, with the primary purpose of providing personalized ads and improving your experience on our site. This data is collected and used in a way that does not personally identify any user.

By using our site, you acknowledge that you have read and understand this privacy policy and the rights you have as a US resident. We will continue to update this policy as necessary to remain compliant with all applicable laws and regulations and ensure the protection of our users’ data. Changes to this policy will be visibly posted on our site and, if significant, notified directly to users.

CALIFORNIA RESIDENTS: YOUR CALIFORNIA PRIVACY RIGHTS

Under the California Consumer Privacy Act of 2018 (“CCPA”), California residents have certain rights regarding fatormoney.com’s collection, use and sharing of their personal information.

Right to Know and Access: You have the right to request that we provide you with certain information about our collection, use and disclosure of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will provide you with:

  • The categories of personal information we have collected about you.
  • The categories of sources of the personal information we have collected about you.
  • Our commercial or business purpose for collecting or selling such personal information.
  • The categories of third parties with whom we share such personal information.
  • The specific personal information we have collected about you (also called data portability requests).
  • If we have sold or disclosed your personal information for a business purpose, two separate lists disclosing: sales, identifying the categories of personal information that each category of recipient purchased; and disclosures for business purposes, identifying the categories of personal information that each category of recipient has obtained.

Right to Deletion: You have the right to request that we delete any of your personal information that we have collected and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception arises.

Right Not to Be Discriminated: You have the right not to be discriminated against by us for exercising your privacy rights under the CCPA.

Right to Opt-Out of Sale of Personal Information: You have the right to direct us not to sell your personal information.

Notice about Financial Incentives: You have the right to be notified of any offers of financial incentives for the collection, sale or deletion of your personal information.

Authorized Agent: You have the right to designate an authorized agent to make a request under the CCPA on your behalf.

To exercise the rights described above, please submit a verifiable consumer request to us via:

  • Calling us at +31 97010204498 / Sending us an email at networknewsinc@gmail.com

Only you or someone legally authorized to act on your behalf can make a verifiable consumer request for your personal information.

Contact for Further Information: If you have questions or concerns about our privacy policies and practices, you can contact us at networknewsinc@gmail.com.

California “Shine the Light” Law (Civil Code Section § 1798.83): California residents with an established business relationship with us may request information once a year about whether we share their personal information with third parties for direct marketing purposes . If you would like to request further information under California’s “Shine the Light” law and are a California resident, you may contact us using the contact information provided below.

California Online Privacy Protection Act (CalOPPA): CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach extends well beyond California, requiring a person or company in the United States (and conceivably the world) that operates websites that collect personally identifiable information from California consumers to post a prominently displayed privacy policy on its site. web, indicating exactly what information is collected and with whom it is shared, and to comply with this policy.

“Do Not Track” (DNT) Settings: We honor “Do Not Track” signals and do not track, place cookies, or use advertising when a “Do Not Track” browser mechanism is active.

Users Under 18: In accordance with the California Online Privacy Protection Act, we prohibit the registration of children under 18 for services that require the submission of personal information. If we discover that personal data from anyone under the age of 18 has been collected on fatormoney.com without verifiable parental consent, fatormoney.com will take appropriate steps to delete such information. If you are a parent or guardian and discover that your child under 18 has obtained an account on the Services, you may report the situation to fatormoney.com at networknewsinc@gmail.com and request that fatormoney.com delete the personal information of that minor from his systems.

California Civil Code Section 1789.3: California users also have the right to receive the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (916) 445-1254 or (800) 952-5210 or https://www.dca.ca.gov/about_us/contactus.shtml .

At Fator Money ( https://fatormoney.com/ ), we take the privacy and data protection of our users very seriously, especially as it relates to compliance with applicable laws and regulations, such as the California Consumer Privacy Act (CCPA). The CCPA is a data privacy law that protects the personal information of California residents by granting them specific rights related to their privacy and data security.

Commitment to the CCPA:

As set forth in the CCPA, we fully respect consumer rights and provide transparency into our data collection, use and sharing practices. We do not sell our users’ personal information to third parties and have implemented measures to ensure that personal data is collected and used in a fair and transparent manner.

Limitation on Data Collection:

We do not collect additional information beyond that necessary to fulfill the legitimate purposes of our operations and services. This is in line with the data minimization principle, which is a central pillar of the CCPA and other data privacy laws. By limiting data collection, we reduce data security risks and increase our users’ trust in our services.

Protection of Minors:

In compliance with the CCPA and the Children’s Online Privacy Protection Act (COPPA), we do not knowingly collect personal information from children under the age of 13. Our website, products and services are intended for persons 13 years of age or older. If we learn that we have collected personal information from a child under the age of 13 without verification of parental consent, we will take steps to remove that information from our systems.

Consumer Rights under the CCPA:

The CCPA gives California consumers specific rights, which include:

  • The right to know what personal data is collected, used, shared or sold.
  • The right to delete personal data held by companies or third parties with which the company shares personal data.
  • The right to opt-out of the sale of personal data.
  • The right not to be discriminated against in price or service when a consumer exercises a right to privacy under the CCPA.

At Fator Money ( https://fatormoney.com/ ), we are committed to respecting these rights and allowing our users to have control over their personal information. If you have questions, concerns, or would like to exercise your rights under the CCPA, please contact us via email:

ALPHAZEN TECHNOLOGIES LIMITED
Address: 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX.
United Kingdom – UK
Website: https://fatormoney.com

Telephone number: +31 97010204498
Email: networknewsinc@gmail.com

In response to recent changes in privacy legislation, we are constantly updating our practices to ensure a safe and transparent digital environment. We deeply value the privacy of our users and, therefore, we have expanded our sessions dedicated to the topic.

We invite you to explore specific sessions at each location and manage your cookie preferences with us:

United States:

https://fatormoney.com/privacy-statement-us

United Kingdom:

https://fatormoney.com/privacy-statement-uk

European Economic Area and Switzerland:

https://fatormoney.com/privacy-statement-eu

South Africa:

https://fatormoney.com/privacy-statement-za

Canada:

https://fatormoney.com/privacy-statement-ca

Australia:

https://fatormoney.com/privacy-statement-au

Brazil:

https://fatormoney.com/privacy-statement-br/

Please see our website sessions for further details and information on our privacy policies and terms:

In our ongoing commitment to information transparency and integrity, we are pleased that our Privacy Policy always adapts to changes in the global privacy landscape. Whenever there are significant changes to our Privacy Policy, we will highlight them on our portal so that our readers are always updated. Follow our policies section frequently to always be informed of all updates related to the protection of your data.